The Fall of the Tuladhar Merchant House and the Early Struggle of Dharma Ratna Yami
Dharma Ratna Yami’s merchant years were not just about trade; they were a long, dangerous penance for a man who had once stood in the dust of Birgunj with empty pockets and a silent heart. His transformation into a merchant was not born of privilege, but of a catastrophic failure that nearly broke him.